About the Index
The Homeownership Program Index (HPI) measures the availability and characteristics of down payment programs administered by state and local Housing Finance Agencies (HFAs), nonprofits and other housing organizations.
For media interviews and inquiries: Contact Melinda Harris.
2022 News Releases and Infographics
As affordability declines in most U.S. counties, the Q1 2022 Homeownership Program Index revealed an increase in homebuyer assistance programs available to support home purchases. There was a 2.1% uptick in the number of homebuyer assistance programs available, and of these programs, 84.9% had funds available for eligible homebuyers.
2021 News Releases and Infographics
Homeownership Program Index highlights growing availability of help for first responders and other community heroes; nearly 9% of all homebuyer assistance programs available in Q4 benefit teachers, first responders, law enforcement officers, firefighters, healthcare workers and other providers of critical community services. Another 11% of programs offer benefits for veterans, members of the military and surviving spouses.
Homeownership Program Index Covers Down Payment Assistance Program Types and Features; Down Payment Assistance (DPA) programs make up 73 percent of the programs in the Down Payment Resource database.
2020 News Releases and Infographics
Homeownership Program Index Reveals a Possible Affordable Housing Solution; 26% of all homeownership programs allow for manufactured housing.
Homeownership Program Index Covers the Impact of COVID-19 on Homeownership Programs; 81% of homeownership programs have funds available for eligible homebuyers
2019 News Releases and Infographics
Homeownership Program Index Report Debunks Top 5 Down Payment Myths; 83% of homeownership programs have funds available for eligible homebuyers
Industry data shows use of down payment assistance doubled in four years; Homeownership Program Index Reports Program Funding Down Nearly 3% While Down Payment Assistance Use Increases
2018 News Releases and Infographics
Q3 & Q4 2018
Mortgage Ready Buyers May Benefit from Down Payment Help; Homeownership Program Index analyzes 7 markets with the greatest potential impact of down payment assistance
Homeownership Program Index Highlights Programs for Community Heroes; Nearly 13 percent of programs offer special incentives for law enforcement, first responders, educators and military
Homeownership Program Index Highlights Common Down Payment Assistance Features; Down Payment Assistance Programs Represent 69% of Total Programs
2017 News Releases and Infographics
Down Payment Programs Remain Well Funded; More than 1,300 Program Administrators Develop and Manage Today’s Homebuyer Programs
Down Payment Program Data Grows in Size and Scope; Homeownership Program Index Reports More Than 16,000 Program Changes in Q3 2017
Homeownership Program Index Highlights Shared Equity Down Payment Programs; Program model gains popularity as homeownership affordability challenges persist for millennial buyers
2016 News Releases and Infographics
Homeownership Program Index Shows Growth in Tax Credit Programs for Homebuyers; Mortgage Credit Certificates Increasingly Popular Benefit
Innovation in Programs for Community Service Workers; Homebuyers find an average of 8.5 down payment programs