For Homebuyers

Your path to homeownership starts here.

Don’t let a lack of down payment keep you from your dream of homeownership. We match eligible homebuyers with the down payment help they need.

You don’t need 20% down.

A 20% down payment on a home is great, but it’s not a requirement. Many mortgages require no more than 3% to 5% of the purchase price as a down payment. Plus, there are loans and grants that may help cover these costs. Search for down payment assistance in your area, and discuss your results with your mortgage lender and real estate agent.

Did You Know?

Homebuyer Resources

Mortgage Ready


Why rent when you can buy? A recent study by Freddie Mac found that 36% (approx. 41 million) of their population data set was ready to buy a home, based on credit and current debt.

Average Homebuyer Age


The National Association of Realtors (NAR) shows the average age for first-time homebuyers is 33 this year, but why wait? You don’t need 20% down, and down payment assistance may be available.

Incentive Programs


Are you a community hero? Almost 16% of all programs provide special incentives for veterans, active military, doctors, firefighters, educators, and healthcare workers.

A Unique Database

Find the down payment assistance you need.

Down payment assistance is available nationwide for income- and credit-qualified buyers ready for homeownership. Our platform provides a customizable search experience that matches buyers with programs that meet their individual homebuying needs.


I just want to thank for giving me the tools to educate myself. With this info, I just closed on my first home. It was a condo in South Florida, and it was a bit hard trying to find what programs are within the approval guidelines, but it all came together. The knowledge I gained started from your website.

…you really do need a Realtor who knows what they are doing and has time to really explore your options with you…

Gerald and Sandra were able to qualify for $3,800 in down payment assistance under the Minnesota Housing Affordable Loan program. After taking a homebuyer education class, they were soon on their way back to a single family home after senior apartment living.

I knew nothing about down payment assistance programs. I didn’t even know to search for them. I just told my Realtor that I really wanted something of my own. Without the down payment assistance, it never would have worked.

We didn’t even have to do a lot of the leg work. We wouldn’t have known where to start, but the people we were working with did. Finding people we trusted and knowing that they working hard to help us figure it out was really calming.

Down payment assistance is available. We help you find it.

Find Down Payment Help